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Forever home/aging in place resources

Renovations

HUD 203(K) Rehabilitation Loan

Detail Verified 4/13/17 - Last Updated 6/12/12

A government sponsored program designed to allow owner-occupants to obtain one loan for the purchase of residential property (1-4 units) in need of rehabilitation, repair, or and/or modernization. Loans include funds for rehabilitation work.

HUD Streamlined 203(K) Limited Repair

Detail Verified 4/13/17 - Last Updated 6/12/12

A program that permits homebuyers to finance up to $35,000 into their mortgage for home improvements or upgrades before move-in. Property repairs to be identified by a home inspector or Federal Housing Administration (FHA) appraiser.

Oregon Veterans Home Loan

Detail Verified 4/13/17 - Last Updated 3/2/17

A fixed-rate, primarily purchase-money, home loan program designed to provide some degree of economic parity to honorably discharged veterans. Veterans did not have to enter the service from Oregon nor be discharged back into the state. Oregon Department of Veterans’ Affairs (ODVA) loans are conventional loans, different from federal Veterans Administration (VA) loans. Federal Veterans Administration (VA) forms and disclosures do not apply.

USDA Section 504 Home Repair Program

Detail Verified 4/13/17 - Last Updated 3/4/15

A program offering grants and 1% fixed interest rate home repair loans to very low-income homeowners in rural areas and communities with a population of 35,000 or less. Program funds may be used to improve or modernize a home or to remove health and safety hazards for owner occupied single family residences.

VA Home Loans

Detail Verified 4/13/17 - Last Updated 7/13/15

A program that provides veterans a loan with no down payment requirement.
VA now will accept properties with a PACE lien.  See HERE for policy guidance.

VA Loans/Native American Veterans on Trust Lands

Detail Verified 4/13/17 - Last Updated 6/15/15

A program available to Native American veterans who wish to purchase or construct a home on trust land. A VA direct loan can be used to purchase, construct, or improve a home on Native American trust land. The maximum loan amount is the same as the Federal Home Loan Mortgage Corporation (also known as “Freddie Mac”) single-family conforming loan limit. That limit is currently $417,000 for loans made on Federal Trust land located in the 48 contiguous States and $625,000 for loans made on Federal Trust land in Alaska, Hawaii, and the South Pacific. Contact a VA office with loan activities for information regarding the current loan limit and any other questions you may have.

VA now will accept properties with a PACE lien.  See HERE for policy guidance.

VA Special Housing Adaptation Grant

Detail Verified 4/13/17 - Last Updated 9/29/16

A benefit program for the veterans and servicemembers who have service-connected disabilities. The disability requirements for this program are more stringent than the Specially Adapted Housing Grant. Veterans may be entitled to a grant subject to program eligibility requirements for the purpose of acquiring a land, constructing an adapted home, or modifying an existing home to meet their mobility needs. The goal of the Special Home Adaptation (SHA) grant program is to provide a barrier-free living environment that affords the veterans or servicemembers a level of independent living he or she may not otherwise enjoy.

VA now will accept properties with a PACE lien.  See HERE for policy guidance.

VA Specially Adapted Housing Grant

Detail Verified 4/13/17 - Last Updated 9/29/16

A benefit program for the veterans and servicemembers who have certain service-connected disabilities. The disability requirements for this program are less stringent than the Special Housing Adaptation Grant. Veterans may be entitled to a grant subject to program eligibility requirements for the purpose of acquiring a land, constructing an adapted home, or modifying an existing home to meet their mobility needs. The goal of the Specially Adapted Housing (SAH) grant program is to provide a barrier-free living environment that affords the veterans or servicemembers a level of independent living he or she may not otherwise enjoy.

VA now will accept properties with a PACE lien.  See HERE for policy guidance.

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