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Homeownership Opportunities Website Northwest

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Home Buying Process

HOWNW.com™ is a free consumer resource committed to offering information without obligation. Find resources for becoming a homeowner, applying for loans, working with a Realtor®, a real estate glossary, and more.

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Lending Program Search

HOWNW.com™ was created to make buyers aware of home purchase programs. Many of these programs are available to individuals or households whose income is below a certain amount.

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Buyer Education

There are many types of homebuyer seminars. While they all serve various needs only those that meet the educational requirements, when homebuyer education is required to use a specific program, are listed on this site.

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Military Resources

Resources for the service members, veterans and their families

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Are you having problems paying your mortgage? Learn how to avoid foreclosure and keep your home. Also, warning signs of foreclosure rescue scams.

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Resources for improving credit, avoiding predatory lenders, and ensuring that your home is healthy and safe from hazardous materials and environmental concerns.

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90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place. Visit our Forever Home/Aging in Place page for financial, homeownership and renovation resources.

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Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge.

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Recent News

Critical Program Update

Staff has been advised of the following regarding the Portland Housing Bureau’s Mortgage Credit Certificate: Currently, Congress is considering tax reform legislation that will eliminate the Mortgage Credit Certificate (MCC) program for MCC certificates with issue dates after December 31, 2017. In order to review and issue MCC certificates by this deadline, the Portland Housing […]

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Program Update

USDA Rural Development is conducting a review of all areas under its jurisdiction to identify areas that no longer qualify as rural for the Single-Family Housing Programs. The public shall have 90 days from December 1, 2017, to provide comments regarding the potential loss of eligibility for Rural Development Single Family Housing Programs. In our […]

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Did you know…

In 2016 Bank of America’s inaugural Homebuyers Insights Report found that 75% of first-time buyers plan to bypass the traditional starter-home and instead put their funds toward a forever-home. The US Census Bureau confirms this trend reporting that Americans are moving at historically low rates compared with the mid 1980’s. As homebuyers become more comfortable […]

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Did you know…

In 1866, Oliver Perry Lent and his wife Martha moved to a farm of 190 acres which is the current site of the community of Lents, Oregon. As Portland grew and absorbed other smaller towns, Lents was annexed into the City in 1912. What is now Lents Town Center is located in the original downtown […]

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