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Homeownership Opportunities Website Northwest

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Home Buying Process

HOWNW.com™ is a free consumer resource committed to offering information without obligation. Find resources for becoming a homeowner, applying for loans, working with a Realtor®, a real estate glossary, and more.

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Lending Program Search

HOWNW.com™ was created to make buyers aware of home purchase programs. Many of these programs are available to individuals or households whose income is below a certain amount.

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Buyer Education

There are many types of homebuyer seminars. While they all serve various needs only those that meet the educational requirements, when homebuyer education is required to use a specific program, are listed on this site.

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Military Resources

Resources for the service members, veterans and their families

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Are you having problems paying your mortgage? Learn how to avoid foreclosure and keep your home. Also, warning signs of foreclosure rescue scams.

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Resources for improving credit, avoiding predatory lenders, and ensuring that your home is healthy and safe from hazardous materials and environmental concerns.

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90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place. Visit our Forever Home/Aging in Place page for financial, homeownership and renovation resources.

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Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge.

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Recent News

Did you know…

At 17%, Washington County has the highest population of foreign-born residents in the Portland metro area. Nearly one in four households in Washington County speak a language other than English at home. The Joint Center for Housing Studies of Harvard University estimates in their 2018 State of the Nation’s Housing that foreign-born households currently make […]

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Did you know…

Did you know… According to Freddie Mac, nearly half of consumers don’t shop for better rates before taking out a mortgage to buy or refinance a home. Worse, many consumers do not seem to realize that the rates offered by lending institutions vary widely. With a 30-year fixed rate mortgage averaging 4.94% in the first […]

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Did you know…

Bank of America’s 2018 Fall Home Insights report finds that 16% of Millennials wrongly believe they do not have good enough credit to purchase a home. Improving a credit score may provide a wider range of loan options, but buyers with low credit scores may still be able to qualify for an FHA loan. The […]

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Did you know…

In addition to specifically designated programs, Section 184 Indian Home Loan Guarantee and the VA Native American Direct Loan, USDA Rural Development loans and grants are available to Tribal Nations and their members both on and off of reservations and tribal trust lands. The Single Family Housing Direct Home Loan provides loans in rural areas […]

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