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Homeownership Opportunities Website Northwest

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Home Buying Process

HOWNW.com™ is a free consumer resource committed to offering information without obligation. Find resources for becoming a homeowner, applying for loans, working with a Realtor®, a real estate glossary, and more.

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Lending Program Search

HOWNW.com™ was created to make buyers aware of home purchase programs. Many of these programs are available to individuals or households whose income is below a certain amount.

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Buyer Education

There are many types of homebuyer seminars. While they all serve various needs only those that meet the educational requirements, when homebuyer education is required to use a specific program, are listed on this site.

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Military Resources

Resources for the service members, veterans and their families

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Are you having problems paying your mortgage? Learn how to avoid foreclosure and keep your home. Also, warning signs of foreclosure rescue scams.

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Resources for improving credit, avoiding predatory lenders, and ensuring that your home is healthy and safe from hazardous materials and environmental concerns.

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90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place. Visit our Forever Home/Aging in Place page for financial, homeownership and renovation resources.

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Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge.

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Recent News

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Program Updates: Discontinued and Suspended Programs

Staff has been advised of the following changes to homebuying programs listed on HOWNW.com™: * The OrVet Down Payment Assistance Program (created by the Oregon Department of Veterans’ Affairs to serve Oregon Veterans truly in need of down payment assistance to achieve homeownership) has been discontinued. * The WELCOME HOME Gresham Program (Gresham’s first-time homebuyer […]

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Veterans Day, 2016

To all the women and men who’ve served us, sacrificed for us, and did what your country requested of you, we wish you peace and offer you our sincerest appreciation this Veterans Day!

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Did You Know…

There are many upfront and ongoing costs involved when buying a home.  Thinking about becoming a first-time homebuyer?  HOWNW.com™ will give you a realistic view of these costs so you can make informed decisions.  See more HERE.

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Did You Know…

You can find information on home inspections on HOWNW.com™?  Read about the ins-and-outs of home inspections and finding a qualified inspector HERE.

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Need help?

Contact a HOWNW.com™ Certified Specialist for assistance now


Please select one or more counties to view HOWNW.com™ Certified Specialists in that area