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Homeownership Opportunities Website Northwest

Home Buying Process Icon

Home Buying Process™ is a free consumer resource committed to offering information without obligation. Find resources for becoming a homeowner, applying for loans, working with a Realtor®, a real estate glossary, and more.

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Lending Program Search Icon

Lending Program Search™ was created to make buyers aware of home purchase programs. Many of these programs are available to individuals or households whose income is below a certain amount.

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Buyer Education Icon

Buyer Education

There are many types of homebuyer seminars. While they all serve various needs only those that meet the educational requirements, when homebuyer education is required to use a specific program, are listed on this site.

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Military Resources

Resources for the service members, veterans and their families

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Are you having problems paying your mortgage? Learn how to avoid foreclosure and keep your home. Also, warning signs of foreclosure rescue scams.

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Resources for improving credit, avoiding predatory lenders, and ensuring that your home is healthy and safe from hazardous materials and environmental concerns.

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90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place. Visit our Forever Home/Aging in Place page for financial, homeownership and renovation resources.

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Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge.

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Recent News


Changes to the Down Payment Assistance Loan (DPAL)

PROGRAM UPDATE: Staff has been advised of the following change to a homebuying program listed on™: • The Down Payment Assistance Loan (DPAL) program is no longer available for use within the Gateway Urban Renewal Area.  See program details HERE.


homebuyer fair

Visit the™ booth at the NAYA Homeownership Fair!

The Native American Youth and Family Center (NAYA) will host its annual Homeownership Fair on Saturday, October 10, from 11am-4pm.™ Certified Specialists will staff the booth at this free event.  Come say hi! NAYA Family Center 5135 NE Columbia Blvd, Portland, OR  97218



New Home Repair Loan & New Resources

Program Updates: • A new home repair loan has been added to the program listings on™. Read more about the Portland Housing Bureau Home Repair Loan HERE. • Seven new resources have been added to the Forever Home / Aging In Place resources page on™. See them HERE.



Home Affordable Refinance Program (HARP) Info Available on

The government’s HARP (Home Affordable Refinance Program) information is available on the Avoiding Foreclosure page of™. If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP). HARP […]


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Contact a™ Certified Specialist for assistance now

Please select one or more counties to view™ Certified Specialists in that area