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Homeownership Opportunities Website Northwest

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Home Buying Process

HOWNW.com™ is a free consumer resource committed to offering information without obligation. Find resources for becoming a homeowner, applying for loans, working with a Realtor®, a real estate glossary, and more.

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Lending Program Search

HOWNW.com™ was created to make buyers aware of home purchase programs. Many of these programs are available to individuals or households whose income is below a certain amount.

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Buyer Education

There are many types of homebuyer seminars. While they all serve various needs only those that meet the educational requirements, when homebuyer education is required to use a specific program, are listed on this site.

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Military Resources

Resources for the service members, veterans and their families

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Are you having problems paying your mortgage? Learn how to avoid foreclosure and keep your home. Also, warning signs of foreclosure rescue scams.

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Resources for improving credit, avoiding predatory lenders, and ensuring that your home is healthy and safe from hazardous materials and environmental concerns.

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90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place. Visit our Forever Home/Aging in Place page for financial, homeownership and renovation resources.

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Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge.

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Recent News

New Loan Programs Added

Each with low down-payments and flexible sources of down-payment, Fannie Mae’s Home Ready and Freddie Mac’s Home Possible and Home Possible Advantage join our list of programs helping to make homeownership possible. For more information on these and other programs please visit: http://hownw.com/program-search/show-all-programs/

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Did you know…

  HUD’s Good Neighbor Next Door program provides law enforcement officers, pre-kindergarten through 12th grade teachers, firefighters and emergency medical technicians the opportunity to become homeowners while also contributing to community revitalization. The program offers a substantial incentive in the form of 50% off the list price of the home. Click here for more information […]

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Program Update

The USDA has updated the titles of their loans: The Guaranteed Loan Program is now the Single Family Housing Guaranteed Loan Program The Section 502 Direct Loan Program is now Single Family Housing Direct Home Loans The Section 504 Home Repair program is now Single Family Housing Repair Loans & Grants In Addition, the maximum […]

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Program Updates

The Homeownership Opportunities North West staff has been advised of the following changes to loan programs: The Homebuyer Opportunity Limited Tax Exemption has increased the maximum sales price to $375,000. The Portland Housing Bureau’s Mortgage Credit Certificate was temporarily on hold due to changes with the Tax Reform, but the program has been restored with no […]

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