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Homeownership Opportunities Website Northwest

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Home Buying Process

HOWNW.com™ is a free consumer resource committed to offering information without obligation. Find resources for becoming a homeowner, applying for loans, working with a Realtor®, a real estate glossary, and more.

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Lending Program Search

HOWNW.com™ was created to make buyers aware of home purchase programs. Many of these programs are available to individuals or households whose income is below a certain amount.

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Buyer Education

There are many types of homebuyer seminars. While they all serve various needs only those that meet the educational requirements, when homebuyer education is required to use a specific program, are listed on this site.

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Military Resources

Resources for the service members, veterans and their families

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Are you having problems paying your mortgage? Learn how to avoid foreclosure and keep your home. Also, warning signs of foreclosure rescue scams.

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Resources for improving credit, avoiding predatory lenders, and ensuring that your home is healthy and safe from hazardous materials and environmental concerns.

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90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place. Visit our Forever Home/Aging in Place page for financial, homeownership and renovation resources.

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Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge.

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Recent News

Age In Place

Large Majority of Oregonians Hope to Age at Home with Caregivers

A recent AARP study found that 90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place.

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Updates to Three Homebuying Programs

Due to the release of new Housing and Urban Development Median Income Limits, staff has been advised of corresponding updates to several homebuying programs.

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Two New Portland Housing Center Education Programs Added!

We have added two new Portland Housing Center Education Programs: Getting Your House In Order and Decide Tu Futuro (Spanish Language Course).

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HOWNW.com™ Offers Help with One of the Biggest Hurdles to Homeownership

Seventy percent of US adults are unaware of down-payment assistance programs available to middle-income homebuyers in their community.

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