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Homeownership Opportunities Website Northwest

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Home Buying Process

HOWNW.com™ is a free consumer resource committed to offering information without obligation. Find resources for becoming a homeowner, applying for loans, working with a Realtor®, a real estate glossary, and more.

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Lending Program Search

HOWNW.com™ was created to make buyers aware of home purchase programs. Many of these programs are available to individuals or households whose income is below a certain amount.

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Buyer Education

There are many types of homebuyer seminars. While they all serve various needs only those that meet the educational requirements, when homebuyer education is required to use a specific program, are listed on this site.

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Military Resources

Resources for the service members, veterans and their families

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Are you having problems paying your mortgage? Learn how to avoid foreclosure and keep your home. Also, warning signs of foreclosure rescue scams.

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Resources for improving credit, avoiding predatory lenders, and ensuring that your home is healthy and safe from hazardous materials and environmental concerns.

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90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place. Visit our Forever Home/Aging in Place page for financial, homeownership and renovation resources.

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Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge.

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Recent News

Did You Know…

HOWNW.com™ offers information on shopping interest rates?  You can read about “locking” a current interest rate and what “points” are, then you’ll feel better informed before discussing interest rates with your lender.  Find more information HERE.

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Did You Know…

90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place? Find valuable information on everything from understanding self-neglect by older adults to various home-repairing and home-updating resources on HOWNW.com™ HERE.

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Program Update: Discontinued Program

Staff has been advised of the following change to a homebuying program listed on HOWNW.com™: • The Oregon Veterans 97% LTV/CLTV Home Loan Program has been eliminated. Find other homebuying programs on HOWNW.com™ HERE.

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Memorial Day 2017

This Memorial Day the Homeownership Opportunities Website Northwest (www.HOWNW.com) honors all the men and woman who lost their lives while serving our great country.

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