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Homeownership Opportunities Website Northwest
HOWNW.com™ is a free consumer resource committed to offering information without obligation. Find resources for becoming a homeowner, applying for loans, working with a Realtor®, a real estate glossary, and more.
HOWNW.com™ was created to make buyers aware of home purchase programs. Many of these programs are available to individuals or households whose income is below a certain amount.
There are many types of homebuyer seminars. While they all serve various needs only those that meet the educational requirements, when homebuyer education is required to use a specific program, are listed on this site.
Are you having problems paying your mortgage? Learn how to avoid foreclosure and keep your home. Also, warning signs of foreclosure rescue scams.Learn More
Resources for improving credit, avoiding predatory lenders, and ensuring that your home is healthy and safe from hazardous materials and environmental concerns.Learn More
90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place. Visit our Forever Home/Aging in Place page for financial, homeownership and renovation resources.Learn More
Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge.Learn More
Bank of America’s 2018 Fall Home Insights report finds that 16% of Millennials wrongly believe they do not have good enough credit to purchase a home. Improving a credit score may provide a wider range of loan options, but buyers with low credit scores may still be able to qualify for an FHA loan. The […]
In addition to specifically designated programs, Section 184 Indian Home Loan Guarantee and the VA Native American Direct Loan, USDA Rural Development loans and grants are available to Tribal Nations and their members both on and off of reservations and tribal trust lands. The Single Family Housing Direct Home Loan provides loans in rural areas […]
More than one in five home buyers is a single woman. According to NAR’s 2017 Home Buyer and Seller Demographic Types report, 18% of all homebuyers are women, second only to married couples, and more than twice the number of single male homebuyers. Additionally, single women make up 18% of all first-time homebuyers. Women are […]
In a nationwide survey of about 24,000 renters, Apartment List found that 80 percent of millennial renters want to purchase a house or condo. Saving for a down payment can delay these buyers for a median of three years, and some buyers for up to a decade. The misconception held by many renters that a […]
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