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Homeownership Opportunities Website Northwest

Home Buying Process Icon

Home Buying Process™ is a free consumer resource committed to offering information without obligation. Find resources for becoming a homeowner, applying for loans, working with a Realtor®, a real estate glossary, and more.

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Lending Program Search Icon

Lending Program Search™ was created to make buyers aware of home purchase programs. Many of these programs are available to individuals or households whose income is below a certain amount.

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Buyer Education Icon

Buyer Education

There are many types of homebuyer seminars. While they all serve various needs only those that meet the educational requirements, when homebuyer education is required to use a specific program, are listed on this site.

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Military Resources

Resources for the service members, veterans and their families

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Are you having problems paying your mortgage? Learn how to avoid foreclosure and keep your home. Also, warning signs of foreclosure rescue scams.

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Resources for improving credit, avoiding predatory lenders, and ensuring that your home is healthy and safe from hazardous materials and environmental concerns.

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90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place. Visit our Forever Home/Aging in Place page for financial, homeownership and renovation resources.

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Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge.

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Recent News

Veteran’s Day

    As we approach Veteran’s Day on November 11th the Homeownership Opportunities Website Northwest ( would like to take a moment to honor our service members- the ordinary men and women who have done the extraordinary so that we may all enjoy the freedoms we have today. To all of those who have served, in […]


Did you know…

The Oregon department of Veteran’s Affairs has lent approximately $8 billion in low-interest home loans to more than 334,000 veterans since 1945. Oregon is one of only five states that offers a veteran home loan program. This Oregon benefit is separate and distinct from the federal VA Home Loan Guaranty. You can find more information about this […]


Program Update: Portland Housing Bureau Home Repair Loan

Staff has been advised of the following changes to homebuying programs listed on™: • The maximum annual household income allowed for the Portland Housing Bureau Home Repair Loan has increased from 80% of Portland’s Area Median Income (AMI 2017) to 120%.  See details HERE.


Did You Know…

The maximum loan limit for VA loans has increased? The standard maximum VA loan guarantee is now set at $424,100, and may be higher in more expensive counties. For an updated chart of loan limits, click HERE.


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