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Homeownership Opportunities Website Northwest

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Home Buying Process

HOWNW.com™ is a free consumer resource committed to offering information without obligation. Find resources for becoming a homeowner, applying for loans, working with a Realtor®, a real estate glossary, and more.

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Lending Program Search

HOWNW.com™ was created to make buyers aware of home purchase programs. Many of these programs are available to individuals or households whose income is below a certain amount.

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Buyer Education

There are many types of homebuyer seminars. While they all serve various needs only those that meet the educational requirements, when homebuyer education is required to use a specific program, are listed on this site.

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Military Resources

Resources for the service members, veterans and their families

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Are you having problems paying your mortgage? Learn how to avoid foreclosure and keep your home. Also, warning signs of foreclosure rescue scams.

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Resources for improving credit, avoiding predatory lenders, and ensuring that your home is healthy and safe from hazardous materials and environmental concerns.

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90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place. Visit our Forever Home/Aging in Place page for financial, homeownership and renovation resources.

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Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge.

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Recent News

Veteran’s Day

    As we approach Veteran’s Day on November 11th the Homeownership Opportunities Website Northwest (HOWNW.com) would like to take a moment to honor our service members- the ordinary men and women who have done the extraordinary so that we may all enjoy the freedoms we have today. To all of those who have served, in […]

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Did you know…

The Oregon department of Veteran’s Affairs has lent approximately $8 billion in low-interest home loans to more than 334,000 veterans since 1945. Oregon is one of only five states that offers a veteran home loan program. This Oregon benefit is separate and distinct from the federal VA Home Loan Guaranty. You can find more information about this […]

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Program Update: Portland Housing Bureau Home Repair Loan

Staff has been advised of the following changes to homebuying programs listed on HOWNW.com™: • The maximum annual household income allowed for the Portland Housing Bureau Home Repair Loan has increased from 80% of Portland’s Area Median Income (AMI 2017) to 120%.  See details HERE.

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Did You Know…

The maximum loan limit for VA loans has increased? The standard maximum VA loan guarantee is now set at $424,100, and may be higher in more expensive counties. For an updated chart of loan limits, click HERE.

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