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Homeownership Opportunities Website Northwest

Home Buying Process Icon

Home Buying Process™ is a free consumer resource committed to offering information without obligation. Find resources for becoming a homeowner, applying for loans, working with a Realtor®, a real estate glossary, and more.

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Lending Program Search Icon

Lending Program Search™ was created to make buyers aware of home purchase programs. Many of these programs are available to individuals or households whose income is below a certain amount.

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Buyer Education Icon

Buyer Education

There are many types of homebuyer seminars. While they all serve various needs only those that meet the educational requirements, when homebuyer education is required to use a specific program, are listed on this site.

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Military Resources

Resources for the service members, veterans and their families

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Are you having problems paying your mortgage? Learn how to avoid foreclosure and keep your home. Also, warning signs of foreclosure rescue scams.

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Resources for improving credit, avoiding predatory lenders, and ensuring that your home is healthy and safe from hazardous materials and environmental concerns.

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90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place. Visit our Forever Home/Aging in Place page for financial, homeownership and renovation resources.

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Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge.

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Recent News


Did You Know…

Did you know™ features a payment calculator to help you determine how much house you can afford based on the maximum amount you can borrow?  See it HERE.



Maximum Sales Price Increase for Clackamas Homebuyer Assistance Program

PROGRAM UPDATE: The maximum home price for the Clackamas Homebuyer Assistance Program increased to $290,000. See program details here:…/clackamas-homebuyer-assistance-program/


Changes to the Portland Mortgage Credit Certificate Program

PROGRAM UPDATE: The price cap and income limits have changed for the Portland Mortgage Credit Certificate Program on™. Check out the program details here:



Military Foreclosure Protection Bill Passes

On March 21, 2016, the U.S. House of Representatives passed the “Foreclosure Relief and Extension for Servicemembers Act of 2015,” which extends the one-year protection from foreclosure in the Servicemembers Civil Relief Act through 2017.   The legislation is expected to be signed by the President.  The Servicemembers Civil Relief Act is intended to help those men […]


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