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Homeownership Opportunities Website Northwest

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Home Buying Process

HOWNW.com™ is a free consumer resource committed to offering information without obligation. Find resources for becoming a homeowner, applying for loans, working with a Realtor®, a real estate glossary, and more.

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Lending Program Search

HOWNW.com™ was created to make buyers aware of home purchase programs. Many of these programs are available to individuals or households whose income is below a certain amount.

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Buyer Education

There are many types of homebuyer seminars. While they all serve various needs only those that meet the educational requirements, when homebuyer education is required to use a specific program, are listed on this site.

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Military Resources

Resources for the service members, veterans and their families

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Are you having problems paying your mortgage? Learn how to avoid foreclosure and keep your home. Also, warning signs of foreclosure rescue scams.

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Resources for improving credit, avoiding predatory lenders, and ensuring that your home is healthy and safe from hazardous materials and environmental concerns.

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90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place. Visit our Forever Home/Aging in Place page for financial, homeownership and renovation resources.

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Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge.

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Recent News

Did You Know…

HOWNW.com™ offers wide-ranging information on the home buying process?  Are you house shopping?  Read how location and condition could affect your decision to buy and your resale value HERE.

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Update to the Limited Tax Exemption Program

Staff has been advised of the following change to a homebuying program listed on HOWNW.com™: * Portland’s Limited Tax Exemption program’s maximum sales price increased to $350k. See program details HERE.

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Did You Know…

That you can comparison shop for lenders when buying a home?  Find out about interest rates and payments as well as comparing loan plans on HOWNW.com™.

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Program Updates: Discontinued and Suspended Programs

Staff has been advised of the following changes to homebuying programs listed on HOWNW.com™: * The OrVet Down Payment Assistance Program (created by the Oregon Department of Veterans’ Affairs to serve Oregon Veterans truly in need of down payment assistance to achieve homeownership) has been discontinued. * The WELCOME HOME Gresham Program (Gresham’s first-time homebuyer […]

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