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Homeownership Opportunities Website Northwest

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Home Buying Process

HOWNW.com™ is a free consumer resource committed to offering information without obligation. Find resources for becoming a homeowner, applying for loans, working with a Realtor®, a real estate glossary, and more.

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Lending Program Search

HOWNW.com™ was created to make buyers aware of home purchase programs. Many of these programs are available to individuals or households whose income is below a certain amount.

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Buyer Education

There are many types of homebuyer seminars. While they all serve various needs only those that meet the educational requirements, when homebuyer education is required to use a specific program, are listed on this site.

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Military Resources

Resources for the service members, veterans and their families

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Are you having problems paying your mortgage? Learn how to avoid foreclosure and keep your home. Also, warning signs of foreclosure rescue scams.

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Resources for improving credit, avoiding predatory lenders, and ensuring that your home is healthy and safe from hazardous materials and environmental concerns.

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90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place. Visit our Forever Home/Aging in Place page for financial, homeownership and renovation resources.

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Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge.

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Recent News

Did You Know….

This Veterans day at HOWNW.com™ we celebrate and honor America’s veterans for their patriotism, love of country and willingness to serve and sacrifice for the common good.  To those in uniform serving today and to those who have served in the past, we honor you today and every day. Our goal at the Portland Metropolitan […]

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Did You Know…

Labor Day, the first Monday in September, is a creation of the labor movement and is dedicated to the social and economic achievements of American workers. It constitutes a yearly national tribute to the contributions workers have made to the strength, prosperity and well-being of our county.  Although Labor Day is celebrated only once a […]

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Did You Know…

The month of June is designated by Presidential proclamation as National Homeownership Month.  Although this distinction is celebrated in June of each year, the Homeownership Opportunities Website North-West (www.HOWNW.com) is committed every day of the year to helping first-time and low and moderate income homebuyers have the opportunity to review governmentally backed programs that could […]

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Program Update

Freddie Mac announced new flexibilities added to Home Possible mortgages to responsibly meet the needs of clients and their borrowers today and in the future. Additionally, they announced the consolidation of the Home Possible and Home Possible Advantage® mortgages into a single Home Possible offering, combining the features of each individual product into one offering.

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