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Homeownership Opportunities Website Northwest

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Home Buying Process

HOWNW.com™ is a free consumer resource committed to offering information without obligation. Find resources for becoming a homeowner, applying for loans, working with a Realtor®, a real estate glossary, and more.

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Lending Program Search

HOWNW.com™ was created to make buyers aware of home purchase programs. Many of these programs are available to individuals or households whose income is below a certain amount.

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Buyer Education

There are many types of homebuyer seminars. While they all serve various needs only those that meet the educational requirements, when homebuyer education is required to use a specific program, are listed on this site.

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Military Resources

Resources for the service members, veterans and their families

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Are you having problems paying your mortgage? Learn how to avoid foreclosure and keep your home. Also, warning signs of foreclosure rescue scams.

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Resources for improving credit, avoiding predatory lenders, and ensuring that your home is healthy and safe from hazardous materials and environmental concerns.

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90 percent of Oregonians surveyed said they feel it’s important to have services allowing them to age in place. Visit our Forever Home/Aging in Place page for financial, homeownership and renovation resources.

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Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge.

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Recent News

Did you know…

Technology has become an inseparable part of the homebuying process, according to the 2018 Bank of America Homebuyer Insights Report. Americans are using digital technology for everything from applying for a mortgage to touring a home online. A staggering 98% of first-time buyers reported using technology while researching a home purchase, and 94% report that […]

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Did you know…

As of January 1, 2018, all sellers of single-family homes within Portland city limits must obtain a Home Energy Report. The cost of an assessment ($150 to $250) might be prohibitive for lower-income families, however, the Portland Office of Planning and Sustainability does offer an application for a free home energy assessment for Income-qualified home […]

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Did you know…

The 2018 NAR Home Buyers and Sellers Generational Trends Report found that Millennials, the largest group of home buyers, are more likely to purchase in suburban locations. For first-time buyers looking to purchase in Portland’s suburbs, both Gresham and Clackamas County offer programs for down payment assistance. Gresham’s WELCOME HOME program offers up to $20,000 […]

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Program Update

The maximum purchase price for the Clackamas Homebuyer Assistance Program has increased to $335,000. For more information visit: Clackamas Homebuyer Assistance Program

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